We’ll develop a plan and maturity that fits your cash flow and production cycle. Variable, fixed, and adjustable interest rates are available to allow you the flexibility to manage interest rate risk. Funds may also be withdrawn online, by phone, and by visiting one of our offices. You can access your loan funds 7 days a week, 24 hours a day.
Operating loans are short-term loans used to finance daily business operations. Southern AgCredit’s lending experts can help you find the right operating loan for you. We design our operating loans to fit the way you produce and market your poultry. Our solutions for operating needs are customized which is why we give you a choice of operating loans to purchase inputs and pay expenses. When it comes to agriculture, cash flow is king! Prepare for the unexpected with a Southern AgCredit Operating Line of Credit that fits the way you do business. Similar programs are available in Louisiana as well, and we would be happy to help navigate you through the process. Have a project in Mississippi? We work directly with the Mississippi Development Authority who can provide interest-only financing for a portion of the loan. Learn more about our commitment to young, beginning and small farmers. Need a lower down payment? Are you a first-time farmer? We’re an FSA-Approved Lender, and as a result, we can work with you to get an FSA guarantee. ONE closing for construction/permanent financing.We can time payments to coincide with flock movement.Generally, new poultry houses are financed for up to 15 years.We can set you up with property, equipment, and more. Whether you’re an established poultry farmer or interested in starting up your own poultry operation-nobody knows the industry better than Southern AgCredit.
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